English | 2008-10-06 | ISBN: 0470379960 | PDF | 312 pages | 3,5 MB
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more!
This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to:
Match your mortgage to your financial goals
Qualify for a mortgage even when money is tight
Find the right loan for you
Choose the best lender/broker
Negotiate the best terms
Calculate your costs and payments
Understand and complete all paperwork
Refinance an existing mortgage
Understand and consider special situation loans
Explore reverse mortgages and other options
Decipher amortization tables and comparison worksheets
Use the Internet wisely when mortgage shopping
Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!